/* My Credit Plan — matches the A Clear Way Home brand (aclearwayhomesc.com style.css):
   cream + sand, Fraunces headlines, deep teal, amber accent. */
:root{
  --cream:#FBF6EF;--sand:#F3EADB;--ink:#2b2721;--ink2:#5a5348;--deep:#123A42;--deep2:#0e2e34;
  --teal:#1FABAA;--teal-d:#16918f;--teal-l:#e6f6f5;--amber:#E4A24C;--amber-d:#cf8b39;--amber-l:#fbf0dd;
  --line:#e9ded0;--white:#fff;--ok:#16805f;--err:#b3261e;
  --serif:'Fraunces',Georgia,serif;--sans:'Inter',system-ui,sans-serif;
  --shadow:0 26px 60px -24px rgba(43,39,33,.30);--shadow-sm:0 12px 30px -16px rgba(43,39,33,.22);--r:20px
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}
a{color:var(--teal-d)}
h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.01em;color:var(--ink);line-height:1.15}
.wrap{max-width:820px;margin:0 auto;padding:0 16px}

/* header */
.top{background:var(--deep)}
.top-in{display:flex;justify-content:space-between;align-items:center;min-height:68px;gap:12px}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.brand img{height:38px;width:auto}
.brand span{font:500 14px var(--sans);color:#bfe7e6;border-left:1px solid rgba(255,255,255,.25);padding-left:12px}
.link{background:none;border:1px solid rgba(255,255,255,.35);color:#fff;font:600 14px var(--sans);cursor:pointer;padding:8px 14px;border-radius:999px}
.link:hover{background:rgba(255,255,255,.1)}
@media (max-width:480px){.brand span{display:none}.brand img{height:32px}}

main{padding:28px 16px 8px}
h1{font-size:32px;margin:4px 0 8px}
h2{font-size:23px;margin:34px 0 12px}
p{margin:8px 0}
.muted{color:var(--ink2)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 12.5px var(--sans);letter-spacing:.04em;text-transform:uppercase;color:var(--amber-d);background:var(--amber-l);border:1px solid rgba(228,162,76,.4);padding:6px 13px;border-radius:999px}

.card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px;margin:16px 0;box-shadow:var(--shadow-sm)}
.hero{background:linear-gradient(135deg,var(--deep) 0%,#1b5560 100%);color:#fff;border:0;padding:30px 24px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(228,162,76,.35),transparent 70%)}
.hero h1{color:#fff;font-size:34px}
.hero p{color:#e4f2f1}
.hero .eyebrow{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.25);color:#fdf3e2}
.who{display:flex;align-items:center;gap:14px;margin-top:18px}
.who img{width:58px;height:58px;border-radius:50%;object-fit:cover;border:3px solid rgba(255,255,255,.85)}
.who b{display:block;color:#fff}.who small{color:#bfe7e6}

label{display:block;font-weight:600;margin:14px 0 5px;font-size:15px}
input[type=text],input[type=email],input[type=tel],input[type=date]{width:100%;padding:13px 14px;border:1px solid #d9cdbb;border-radius:12px;font:inherit;background:#fff;color:var(--ink)}
input:focus{outline:3px solid rgba(31,171,170,.35);border-color:var(--teal)}
.row{display:flex;gap:12px}.row>div{flex:1}
@media (max-width:520px){.row{flex-direction:column;gap:0}}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin:14px 0}
.check input{width:22px;height:22px;margin-top:2px;flex:none;accent-color:var(--teal)}
.agree{background:var(--teal-l);border:1px solid rgba(31,171,170,.25);border-radius:12px;padding:14px 16px;font-size:15px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;background:var(--amber);color:#3a2a12;border:2px solid transparent;border-radius:999px;padding:13px 26px;font:600 16px var(--sans);cursor:pointer;margin-top:16px;text-decoration:none;box-shadow:0 12px 26px -12px rgba(228,162,76,.7);transition:.2s}
.btn:hover{background:var(--amber-d);transform:translateY(-1px)}
.btn.alt{background:#fff;color:var(--deep);border-color:#fff;box-shadow:none}
.btn.ghost{background:transparent;color:var(--deep);border-color:var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--teal);color:var(--teal-d);background:transparent}
.btn:disabled{opacity:.6;cursor:wait;transform:none}
.btns{display:flex;gap:10px;flex-wrap:wrap}
.seg{display:flex;gap:8px;margin-top:6px}
.seg label{flex:1;margin:0;border:1px solid #d9cdbb;border-radius:12px;padding:11px;text-align:center;cursor:pointer;font-weight:600;background:#fff}
.seg input{display:none}
.seg label:has(input:checked){border-color:var(--teal);background:var(--teal-l);color:var(--deep)}
.err{color:var(--err);font-weight:600;margin-top:10px}
.note{background:var(--amber-l);border-left:4px solid var(--amber);padding:11px 14px;border-radius:10px;margin:12px 0}
.howto{display:grid;gap:12px;margin-top:6px}
.howto div{display:flex;gap:14px;align-items:flex-start}
.howto b.n{flex:none;width:32px;height:32px;border-radius:50%;background:var(--teal-l);color:var(--teal-d);display:flex;align-items:center;justify-content:center;font:700 15px var(--sans)}

/* dashboard */
.scores{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.score{background:var(--cream);border:1px solid var(--line);border-radius:14px;padding:14px 8px;text-align:center}
.score b{display:block;font:600 32px var(--serif);color:var(--deep)}
.score.key{border:2px solid var(--teal);background:var(--teal-l)}
.score small{color:var(--ink2);font-size:13px;display:block;line-height:1.3}
.bar{height:12px;background:var(--sand);border-radius:99px;overflow:hidden;margin:10px 0 4px}
.bar i{display:block;height:100%;background:linear-gradient(90deg,var(--teal),#38b3a3,var(--amber));border-radius:99px;transition:width .4s}
.step{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;margin:10px 0}
.step.done{background:#f7faf8}
.step.done .st{text-decoration:line-through;color:var(--ink2)}
.box{width:28px;height:28px;flex:none;accent-color:var(--ok);margin-top:1px;cursor:pointer}
.st{font-weight:600;color:var(--deep)}
.due{display:inline-block;font-size:12.5px;font-weight:600;color:var(--ink2);background:var(--sand);border-radius:99px;padding:2px 10px;margin-left:6px}
.due.soon{background:var(--amber-l);color:#8a5200}
.donedate{font-size:13px;color:var(--ok);font-weight:600;margin-top:4px}
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tbl th{background:var(--deep);color:#fff;text-align:left;padding:9px;font-weight:600}
.tbl th:first-child{border-radius:10px 0 0 0}.tbl th:last-child{border-radius:0 10px 0 0}
.tbl td{border-bottom:1px solid var(--line);padding:9px}
.scroll{overflow-x:auto}
.letter{display:flex;justify-content:space-between;gap:10px;align-items:center;flex-wrap:wrap}
.small{font-size:14px}
.code{font:600 30px/1 ui-monospace,Menlo,monospace;letter-spacing:10px;text-align:center}
.help{display:flex;gap:14px;align-items:center}
.help img{width:52px;height:52px;border-radius:50%;object-fit:cover}

.foot{font-size:12.5px;color:var(--ink2);padding:26px 16px 40px;border-top:1px solid var(--line);margin-top:36px}
.foot a{color:var(--ink2)}

/* inside the pop-up on aclearwayhomesc.com */
body.embed{background:transparent}
body.embed .top,body.embed .foot{display:none}
body.embed main{padding:0}
body.embed .card{box-shadow:none;border:0;margin:0;padding:6px 4px}
